Which Disasters Are Covered by Home Insurance?
Posted: February 1, 2022
Which Disasters Are Covered by Home Insurance?Natural disasters can wreak havoc on a home – or destroy it entirely. Homeowner’s insurance provides financial protection against covered damages to your home and personal belongings, and liability for injuries to others in certain circumstances. No home insurance policy covers all natural disasters. It is important to understand the type of policy you have and which disasters it covers. What Does Standard Homeowners Insurance...
How To Dig Out After a Blizzard
Posted: January 17, 2022
How To Dig Out After a BlizzardIf you live in an area that regularly sees snow, clearing the driveways and sidewalks after a winter storm is a regular part of life. But when severe winter weather strikes, and the snowfall is measured in feet instead of inches, digging out becomes a lot more work. Even if the weather caught you off guard, you’ll still have to brave the cold and...
How to Keep Your Backyard Campfires Safe
Posted: January 16, 2022
How to Keep Your Backyard Campfires SafeThere is nothing like a campfire to create a cozy atmosphere when friends and family get together under the stars. A fire draws the gaze and lets you keep warm while socializing in the cool of the evening. A campfire can even be used to cook a meal if you have the right type of fire and accessories. But where there is fire, there is...
What Is Radon? Facts, Testing and Mitigation
Posted: January 4, 2022
What Is Radon? Facts, Testing and MitigationWhat is radon? This radioactive gas is the product of the natural decay of uranium in soil, rock and water. That means it’s likely in the air you breathe every day. While the potential health risks of radon are very low in small doses, prolonged or high level exposure can lead to serious health concerns – including lung cancer. Keep reading to find out the...
What is Guaranteed Replacement Cost?
Posted: December 14, 2021
What is Guaranteed Replacement Cost?Replacement Cost vs. Market Value: What's the Difference? When you purchase a home and start thinking about protecting your investment, this is often the first question. The answer is often: More than you just paid for it, Buckel says. See also: How Much Does Homeowners Insurance Cost? “People naturally gravitate to how much they paid for the house, but we’re not insuring it to buy it...